|
| Financial Figure |
| Figures in NRs Thousand |
|
S.N. |
Particulars |
This Quarter Ending |
Previous Quarter Ending |
Corresponding Previous Year Quarter Ending |
1 |
Total Capital & Labilities (1.1 to 1.7) |
808,609.04 |
785,648.32 |
769,358.74 |
1.1 |
Paid up Capital |
48,000.00 |
48,000.00 |
40,000.0 |
1.2 |
Reserves & Surplus |
22,572.82 |
35,139.16 |
23,972.98 |
1.3 |
Debenture and Bond |
- |
- |
- |
1.4 |
Borrowing |
10,000.00 |
- |
30,763.42 |
1.5 |
Total Deposits (a+b) |
650,946.57 |
641,001.86 |
598,275.98 |
| |
a. Domestic Currency |
650,946.57 |
641,001.86 |
598,275.98 |
| |
b. Foreign Currency |
- |
- |
- |
1.6 |
Income Tax Liability |
- |
- |
- |
1.7 |
Other Liabilities |
77,089.66 |
61,507.30 |
76,346.37 |
2 |
Total Assets (2.1 to 2.7) |
808,609.04 |
785,648.32 |
769,358.74 |
2.1 |
Cash & Bank Balance |
63,555.32 |
106,369.75 |
38,180.43 |
2.2 |
Money at call and short notice |
- |
- |
- |
2.3 |
Investments |
45,500.00 |
46,834.00 |
60,592.90 |
2.4 |
Loans and Advances |
653,536.68 |
590,934.87 |
620,926.96 |
2.5 |
Fixed Assets |
6,639.33 |
6,373.88 |
7,697.74 |
2.6 |
Non Banking Assets |
17,294.26 |
16,294.26 |
19,302.68 |
2.7 |
Other Assets |
22,083.45 |
18,841.55 |
22,658.02 |
3 |
Profit & Loss Account |
Up to this Quarter |
Up to Previous Quarter
|
Up to Corresponding Previous Year Quarter |
3.1 |
Interest Income |
14,279.56 |
82,536.96 |
15,779.78 |
3.2 |
Interest Expenses |
11,069.14 |
47,787.71 |
11,889.92 |
| |
A. Net Interest Income (3.1 to 3.2) |
3,210.42 |
34,749.24 |
3,889.86 |
3.3 |
Fees, Commission and Discount |
- |
- |
- |
3.4 |
Other Operating Income |
968.30 |
3,444.36 |
986.16 |
3.5 |
Foreign Exchange Gain/Loss (Net) |
- |
- |
- |
|
B. Total operating Income (A.+3.3+3.4+3.5) |
4,178.72 |
38,193.60 |
4,876.01 |
3.6 |
Staff Expenses |
1,720.64 |
6,455.11 |
1,510.67 |
3.7 |
Other Operating Expenses |
1,387.07 |
7,580.47 |
1,449.75 |
|
C. Operating Profit Before Provision (B.-3.6-3.7) |
1,071.01 |
24,158.02 |
1,915.59 |
3.8 |
Provision for Possible Losses |
163.67 |
4,422.45 |
796.57 |
|
D. Operating Proffit (C.-3.8) |
907.34 |
19,735.57 |
1,119.02 |
3.9 |
Non Operating Income/Expenses (Net) |
- |
189.40 |
- |
3.10 |
Write Back Of Provision for Possible Loss |
- |
- |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10 |
907.34 |
19,924.97 |
1,119.02 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
- |
- |
- |
| |
F. Profit Before Bonus and Taxes (F+3.11) |
907.34 |
19,924.97 |
1,119.02 |
| 3.12 |
Provision for staff Bonus |
- |
1,811.36 |
- |
| 3.13 |
Provision for Tax |
- |
5,828.40 |
- |
| |
G. Net Profit/(Loss) (F.-3.12-3.13) |
907.34 |
12,285.20 |
1,119.02 |
4 |
Ratios (%) |
At the End of This Quarter |
At the End of Previous Quarter |
At the End of Corresponding Previous Year Quarter |
4.1 |
Capital fund to RWA |
12.61 |
14.45 |
12.36 |
4.2 |
Non Performing Loan (NPL) to Total Loan |
1.78 |
2.04 |
2.37 |
4.3 |
Total Loan Provision to Total NPL |
155.71 |
148.33 |
116.68 |
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