|
| Financial Figure |
| Figures in NRs Thousand |
|
S.N. |
Particulars |
This Quarter Ending |
Previous Quarter Ending |
Corresponding Previous Year Quarter Ending |
1 |
Total Capital & Labilities (1.1 to 1.7) |
994,417.50 |
874,642.63 |
808,609.04 |
1.1 |
Paid up Capital |
56,000.00 |
56,000.00 |
48,000.00 |
1.2 |
Reserves & Surplus |
27,170.95 |
41,077.88 |
22,572.82 |
1.3 |
Debenture and Bond |
- |
- |
- |
1.4 |
Borrowing |
56,639.89 |
15,747.66 |
10,000.00 |
1.5 |
Deposits (a+b) |
773,158.17 |
700,648.57 |
650,946.57 |
| |
a. Domestic Currency |
773,158.17 |
700,648.57 |
650,946.57 |
| |
b. Foreign Currency |
- |
- |
- |
1.6 |
Income Tax Liability |
- |
- |
- |
1.7 |
Other Liabilities |
81,448.49 |
61,168.53 |
77,089.66 |
2 |
Total Assets (2.1 to 2.7) |
994,417.50 |
874,642.63 |
808,609.04 |
2.1 |
Cash & Bank Balance |
153,742.33 |
101,095.02 |
63,555.32 |
2.2 |
Money at call and short notice |
- |
- |
- |
2.3 |
Investments |
35,000.00 |
35,000.00 |
45,500.00 |
2.4 |
Loans and Advances |
687,609.11 |
698,721.16 |
653,536.68 |
2.5 |
Fixed Assets |
80,514.75 |
5,885.62 |
6,639.33 |
2.6 |
Non Banking Assets |
15,563.65 |
15,563.65 |
17,294.26 |
2.7 |
Other Assets |
21,987.66 |
18,377.18 |
22,083.45 |
3 |
Profit & Loss Account |
Up to this Quarter |
Up to Previous Quarter
|
Up to Corresponding Previous Year Quarter |
3.1 |
Interest Income |
17,342.70 |
89,199.42 |
14,279.56 |
3.2 |
Interest Expenses |
12,640.35 |
48,417.98 |
11,069.14 |
| |
A. Net Interest Income (3.1 to 3.2) |
4,702.35 |
40,781.45 |
3,210.42 |
3.3 |
Fees, Commission and Discount |
- |
- |
- |
3.4 |
Other Operating Income |
1,490.37 |
5,939.63 |
968.30 |
3.5 |
Foreign Exchange Gain/Loss (Net) |
- |
- |
- |
|
B. Total operating Income (A.+3.3+3.4+3.5) |
6,192.72 |
46,721.07 |
4,178.72 |
3.6 |
Staff Expenses |
2,051.90 |
6,064.03 |
1,720.64 |
3.7 |
Other Operating Expenses |
1,693.29 |
7,802.11 |
1,387.07 |
|
C. Operating Profit Before Provision (B.-3.6-3.7) |
2,447.53 |
32,854.93 |
1,071.01 |
3.8 |
Provision for Possible Losses |
154.34 |
1,734.92 |
163.67 |
|
D. Operating Proffit (C.-3.8) |
2,293.19 |
31,120.02 |
907.34 |
3.9 |
Non Operating Income/Expenses (Net) |
10.40 |
53.19 |
- |
3.10 |
Write Back Of Provision for Possible Loss |
- |
- |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10 |
2,303.59 |
31,173.20 |
907.34 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
- |
- |
- |
| |
F. Profit Before Bonus and Taxes (F+3.11) |
2,303.59 |
31,173.20 |
907.34 |
| 3.12 |
Provision for staff Bonus |
- |
2,833.93 |
- |
| 3.13 |
Provision for Tax |
- |
8,926.87 |
- |
| |
G. Net Profit/(Loss) (F.-3.12-3.13) |
2,303.59 |
19,412.40 |
907.34 |
4 |
Ratios (%) |
At the End of This Quarter |
At the End of Previous Quarter |
At the End of Corresponding Previous Year Quarter |
4.1 |
Capital fund to RWA |
11.10 |
16.02 |
12.49 |
4.2 |
Non Performing Loan (NPL) to Total Loan |
1.73 |
1.56 |
1.78 |
4.3 |
Total Loan Provision to Total NPL |
156.98 |
138.77 |
155.71 |
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