|
| Figures in NRs Thousand |
|
S.N. |
Particular |
This Quarter Ending |
Previous Quarter Ending |
Corresponding Previous Year Quarter Ending |
1 |
Total Capital & Labilities (1.1 to1.7) |
833,158.63 |
808,609.04 |
747,226.48 |
1.1 |
Paid up Capital |
56,000.00 |
48,000.00 |
48,000.00 |
1.2 |
Reserves & Surplus |
29,580.70 |
22,572.82 |
28,677.94 |
1.3 |
Debenture and Bond |
- |
- |
- |
1.4 |
Borrowing |
22,708.10 |
10,000.00 |
- |
1.5 |
Total Deposits (a+b) |
668,675.05 |
650,946.57 |
613,530.61 |
|
a. Domestic Currency |
668,675.05 |
650,946.57 |
- |
|
b. Foreign Currency |
- |
- |
- |
1.6 |
Income Tax Liability |
- |
- |
- |
1.7 |
Other Liabilities |
56,194.78 |
77,089.66 |
57,017.93 |
2 |
Total Assets (2.1 to 2.7) |
833,158.63 |
808,609.04 |
747,226.48 |
2.1 |
Cash & Bank Balance |
75,524.52 |
63,555.32 |
32,943.99 |
2.2 |
Money at call and short notice |
- |
- |
- |
2.3 |
Investments |
45,000.00 |
45,500.00 |
30,056.90 |
2.4 |
Loans and Advances |
664,305.37 |
653,536.68 |
636,474.21 |
2.5 |
Fixed Assets |
7,087.21 |
6,639.33 |
7,637.16 |
2.6 |
Non Banking Assets |
17,294.26 |
17,294.26 |
19,302.68 |
2.7 |
Other Assets |
23,947.27 |
22,083.45 |
20,811.53 |
3 |
Profit & Loss Account |
Up to this Quarter |
Up to Previous Quarter |
Up to Corresponding Previous Year Quarter |
3.1 |
Interest Income |
36,533.32 |
14,279.56 |
34,548.00 |
3.2 |
Interest Expenses |
23,762.29 |
11,069.14 |
23,609.08 |
| |
A. Net Interest Income (3.1 to 3.2) |
12,871.04 |
3,210.42 |
10,938.92 |
3.3 |
Fees, Commission and Discount |
- |
- |
- |
3.4 |
Other Operating Income |
1,911.40 |
968.30 |
2,031.27 |
3.5 |
Foreign Exchange Gain/Loss (Net) |
- |
- |
- |
|
B. Total operating Income (A.+3.3+3.4+3.5) |
14,782.43 |
4,178.72 |
12,970.19 |
3.6 |
Staff Expenses |
2,998.27 |
1,720.64 |
2,792.76 |
3.7 |
Other Operating Expenses |
3,576.03 |
1,387.07 |
3,345.64 |
|
C. Operating Profit Before Provision (B.-3.6-3.7) |
8,208.13 |
1,071.01 |
6,831.80 |
3.8 |
Provision for Possible Losses |
336.94 |
163.67 |
1,173.28 |
|
D. Operating Proffit (C.-3.8) |
7,871.20 |
907.34 |
5,658.52 |
3.9 |
Non Operating Income/Expenses (Net) |
44.03 |
- |
- |
3.10 |
Write Back Of Provision for Possible Loss |
- |
- |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10 |
7,915.22 |
907.34 |
5,823.99 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
- |
- |
- |
| |
F. Profit Before Bonus and Taxes (F+3.11) |
7,915.22 |
907.34 |
5,823.99 |
| 3.12 |
Provision for staff Bonus |
- |
- |
- |
| 3.13 |
Provision for Tax |
- |
- |
- |
| |
G. Net Profit/(Loss) (F.-3.12-3.13) |
7,915.22 |
907.34 |
5,823.99 |
4 |
Ratios (%) |
At the End of This Quarter |
At the End of Previous Quarter |
At the End of Corresponding Previous Year Quarter |
4.1 |
Capital fund to RWA |
13.17 |
12.49 |
12.83 |
4.2 |
Non Performing Loan (NPL) to Total Loan |
1.52 |
1.78 |
2.08 |
4.3 |
Total Loan Provision to Total NPL |
164.96 |
155.71 |
133.18 |
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