|
| Figures in NRs Thousand |
|
S.N. |
Particular |
This Quarter Ending |
Previous Quarter Ending |
Corresponding Previous Year Quarter Ending |
1 |
Total Capital & Labilities (1.1 to1.7) |
881,777.56 |
833,158.63 |
790,903.14 |
1.1 |
Paid up Capital |
56,000.00 |
56,000.00 |
48,000.00 |
1.2 |
Reserves & Surplus |
35,198.36 |
29,580.70 |
29,875.80 |
1.3 |
Debenture and Bond |
- |
- |
- |
1.4 |
Borrowing |
59,675.70 |
22,708.10 |
10,000.00 |
1.5 |
Total Deposits (a+b) |
671,888.09 |
668,675.05 |
640,916.63 |
|
a. Domestic Currency |
671,888.09 |
668,675.05 |
|
|
b. Foreign Currency |
- |
- |
- |
1.6 |
Income Tax Liability |
- |
- |
- |
1.7 |
Other Liabilities |
59,015.42 |
56,194.78 |
62,110.72 |
2 |
Total Assets (2.1 to 2.7) |
881,777.56 |
833,158.63 |
790,903.14 |
2.1 |
Cash & Bank Balance |
91,430.41 |
75,524.52 |
89,295.55 |
2.2 |
Money at call and short notice |
- |
- |
- |
2.3 |
Investments |
55,000.00 |
45,000.00 |
30,056.90 |
2.4 |
Loans and Advances |
686,412.15 |
664,305.37 |
617,400.01 |
2.5 |
Fixed Assets |
7,377.56 |
7,087.21 |
7,783.15 |
2.6 |
Non Banking Assets |
17,294.26 |
17,294.26 |
19,302.68 |
2.7 |
Other Assets |
24,263.18 |
23,947.27 |
27,064.85 |
3 |
Profit & Loss Account |
Up to this Quarter |
Up to Previous Quarter |
Up to Corresponding Previous Year Quarter |
3.1 |
Interest Income |
54,430.35 |
36,633.32 |
50,027.52 |
3.2 |
Interest Expenses |
35,351.24 |
23,762.29 |
35,359.58 |
| |
A. Net Interest Income (3.1 to 3.2) |
19,079.11 |
12,871.04 |
14,667.95 |
3.3 |
Fees, Commission and Discount |
- |
- |
- |
3.4 |
Other Operating Income |
4,059.09 |
1,911.40 |
2,986.38 |
3.5 |
Foreign Exchange Gain/Loss (Net) |
- |
- |
- |
|
B. Total operating Income (A.+3.3+3.4+3.5) |
23,138.21 |
14,782.43 |
17,654.32 |
3.6 |
Staff Expenses |
4,317.74 |
2,998.27 |
3,982.23 |
3.7 |
Other Operating Expenses |
4,784.90 |
3,576.03 |
4,957.33 |
|
C. Operating Profit Before Provision (B.-3.6-3.7) |
14,035.56 |
8,208.13 |
8,714.76 |
3.8 |
Provision for Possible Losses |
546.71 |
336.94 |
1,858.39 |
|
D. Operating Proffit (C.-3.8) |
13,488.85 |
7,871.20 |
6,856.37 |
3.9 |
Non Operating Income/Expenses (Net) |
44.03 |
44.03 |
165.47 |
3.10 |
Write Back Of Provision for Possible Loss |
- |
- |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10 |
13,532.88 |
7,916.22 |
7,021.84 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
- |
- |
- |
| |
F. Profit Before Bonus and Taxes (F+3.11) |
13,532.88 |
7,916.22 |
7,021.84 |
| 3.12 |
Provision for staff Bonus |
- |
- |
- |
| 3.13 |
Provision for Tax |
- |
- |
- |
| |
G. Net Profit/(Loss) (F.-3.12-3.13) |
13,532.88 |
7,916.22 |
7,021.84 |
4 |
Ratios (%) |
At the End of This Quarter |
At the End of Previous Quarter |
At the End of Corresponding Previous Year Quarter |
4.1 |
Capital fund to RWA |
13.48 |
13.17 |
13.07 |
4.2 |
Non Performing Loan (NPL) to Total Loan |
1.34 |
1.52 |
2.06 |
4.3 |
Total Loan Provision to Total NPL |
173.45 |
164.96 |
201.04 |
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