|
| Financial Figure |
| Figures in NRs thousand |
|
S.N. |
Particular |
This Quarter Ending |
Previous Quarter Ending |
Corresponding Previous Year Quarter Ending |
1 |
Total Capital & Labilities (1.1 to1.7) |
785,648.32 |
790,903.14 |
705,583.72 |
1.1 |
Paid up Capital |
48,000.00 |
48,000.00 |
40,000.00 |
1.2 |
Reserves & Surplus |
34,589.69 |
29,875.80 |
35.485.54 |
1.3 |
Debenture and Bond |
- |
- |
- |
1.4 |
Borrowing |
- |
10,000.00 |
- |
1.5 |
Total Deposits (a+b) |
641,001.86 |
640,916.63 |
572,653.02 |
|
a. Domestic Currency |
641,001.86 |
640,916.63 |
572,653.02 |
|
b. Foreign Currency |
- |
- |
- |
1.6 |
Income Tax Liability |
- |
- |
- |
1.7 |
Other Liabilities |
62,056.77 |
62,110.72 |
57,445.16 |
2 |
Total Assets (2.1 to 2.7) |
785,648.32 |
790,903.14 |
705,583.72 |
2.1 |
Cash & Bank Balance |
106,369.75 |
89,295.55 |
56,939.41 |
2.2 |
Money at call and short notice |
- |
- |
- |
2.3 |
Investments |
46,834.00 |
30,056.90 |
58,092.90 |
2.4 |
Loans and Advances |
590,934.87 |
617,400.01 |
543,684.77 |
2.5 |
Fixed Assets |
6,373.88 |
7,783.15 |
5,506.60 |
2.6 |
Non Banking Assets |
16,294.26 |
19,302.68 |
19,302.68 |
2.7 |
Other Assets |
18,841.55 |
27,064.85 |
22,057.36 |
3 |
Profit & Loss Account |
Up to this Quarter |
Up to Previous Quarter |
Up to Corresponding Previous Year Quarter |
3.1 |
Interest Income |
80,923.07 |
50,027.52 |
78,204.20 |
3.2 |
Interest Expenses |
47,787.71 |
35,359.58 |
43,982.76 |
| |
A. Net Interest Income (3.1 to 3.2) |
33,135.35 |
14,667.95 |
34,221.44 |
3.3 |
Fees, Commission and Discount |
- |
- |
- |
3.4 |
Other Operating Income |
3,444.36 |
2,986.38 |
2,870.67 |
3.5 |
Foreign Exchange Gain/Loss (Net) |
- |
- |
- |
|
B. Total operating Income (A.+3.3+3.4+3.5) |
36,579.71 |
17,654.32 |
37,092.11 |
3.6 |
Staff Expenses |
6,455.11 |
3,982.23 |
5,756.36 |
3.7 |
Other Operating Expenses |
7,580.47 |
4,957.33 |
6,265.14 |
|
C. Operating Profit Before Provision (B.-3.6-3.7) |
22,544.13 |
8,714.76 |
25,070.61 |
3.8 |
Provision for Possible Losses |
4,422.45 |
1,858.39 |
2,509.83 |
|
D. Operating Proffit (C.-3.8) |
18,121.68 |
6,856.37 |
22,560.78 |
3.9 |
Non Operating Income/Expenses (Net) |
189.40 |
165.47 |
72.59 |
3.10 |
Write Back Of Provision for Possible Loss |
- |
- |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10 |
18,311.08 |
7,021.84 |
22,633.37 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
- |
- |
- |
| |
F. Profit Before Bonus and Taxes (F+3.11) |
18,311.08 |
7,021.84 |
22,633.37 |
| 3.12 |
Provision for staff Bonus |
1,664.64 |
- |
2,263.34 |
| 3.13 |
Provision for Tax |
4,910.70 |
- |
6,416.56 |
| |
G. Net Profit/(Loss) (F.-3.12-3.13) |
11,735.74 |
7,021.84 |
13,953.47 |
4 |
Ratios (%) |
At the End of This Quarter |
At the End of Previous Quarter |
At the End of Corresponding Previous Year Quarter |
4.1 |
Capital fund to RWA |
14.45 |
13.07 |
13.67 |
4.2 |
Non Performing Loan (NPL) to Total Loan |
2.04 |
2.06 |
2.62 |
4.3 |
Total Loan Provision to Total NPL |
148.33 |
123.52 |
115.04 |
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