|
| Figures in NRs Thousand |
|
S.N. |
Particular |
This Quarter Ending |
Previous Quarter Ending |
Corresponding Previous Year Quarter Ending |
1 |
Total Capital & Labilities (1.1 to1.7) |
874,609.94 |
881,777.56 |
785,648.32 |
1.1 |
Paid up Capital |
56,000.00 |
56,000.00 |
48,000.00 |
1.2 |
Reserves & Surplus |
41,057.53 |
35,198.36 |
34,589.69 |
1.3 |
Debenture and Bond |
- |
- |
- |
1.4 |
Borrowing |
15,747.66 |
59,675.70 |
- |
1.5 |
Total Deposits (a+b) |
700,648.57 |
671,888.09 |
641,001.86 |
|
a. Domestic Currency |
700,648.57 |
671,888.09 |
641,001.86 |
|
b. Foreign Currency |
- |
- |
- |
1.6 |
Income Tax Liability |
- |
- |
- |
1.7 |
Other Liabilities |
61,156.19 |
59,015.42 |
62,056.77 |
2 |
Total Assets (2.1 to 2.7) |
874,609.94 |
881,777.56 |
785,648.32 |
2.1 |
Cash & Bank Balance |
101,095.02 |
91,430.41 |
106,369.75 |
2.2 |
Money at call and short notice |
- |
- |
- |
2.3 |
Investments |
35,000.00 |
55,000.00 |
46,834.00 |
2.4 |
Loans and Advances |
698,721.16 |
686,412.15 |
590,934.87 |
2.5 |
Fixed Assets |
5,852.94 |
7,377.56 |
6,373.88 |
2.6 |
Non Banking Assets |
15,563.65 |
17,294.26 |
16,294.26 |
2.7 |
Other Assets |
18,377.18 |
24,263.18 |
18,841.55 |
3 |
Profit & Loss Account |
Up to this Quarter |
Up to Previous Quarter |
Up to Corresponding Previous Year Quarter |
3.1 |
Interest Income |
88,484.03 |
54,430.35 |
80,923.07 |
3.2 |
Interest Expenses |
48,417.98 |
35,351.24 |
47,787.71 |
| |
A. Net Interest Income (3.1 to 3.2) |
40,066.06 |
19,079.11 |
33,135.35 |
3.3 |
Fees, Commission and Discount |
- |
- |
- |
3.4 |
Other Operating Income |
5,939.63 |
4,059.09 |
3,444.36 |
3.5 |
Foreign Exchange Gain/Loss (Net) |
- |
- |
- |
|
B. Total operating Income (A.+3.3+3.4+3.5) |
46,005.68 |
23,138.21 |
36,579.71 |
3.6 |
Staff Expenses |
6,064.03 |
4,317.74 |
6,455.11 |
3.7 |
Other Operating Expenses |
7,834.80 |
4,784.90 |
7,580.47 |
|
C. Operating Profit Before Provision (B.-3.6-3.7) |
32,106.85 |
14,035.56 |
22,544.13 |
3.8 |
Provision for Possible Losses |
1,019.52 |
546,71 |
4,422.45 |
|
D. Operating Proffit (C.-3.8) |
31,087.33 |
13,488.85 |
18,121.68 |
3.9 |
Non Operating Income/Expenses (Net) |
53.19 |
44.03 |
189.40 |
3.10 |
Write Back Of Provision for Possible Loss |
- |
- |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10 |
31,140.52 |
13,532.88 |
18,311.08 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
- |
- |
- |
| |
F. Profit Before Bonus and Taxes (F+3.11) |
31,140.52 |
13,532.88 |
18,311.08 |
| 3.12 |
Provision for staff Bonus |
2,830.96 |
- |
1,664.64 |
| 3.13 |
Provision for Tax |
8,917.51 |
- |
4,910.70 |
| |
G. Net Profit/(Loss) (F.-3.12-3.13) |
19,392.05 |
13,532.88 |
11,735.74 |
4 |
Ratios (%) |
At the End of This Quarter |
At the End of Previous Quarter |
At the End of Corresponding Previous Year Quarter |
4.1 |
Capital fund to RWA |
14.50 |
13.48 |
14.45 |
4.2 |
Non Performing Loan (NPL) to Total Loan |
1.56 |
1.34 |
2.04 |
4.3 |
Total Loan Provision to Total NPL |
138.77 |
173.45 |
148.33 |
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