|
| Financial Figure |
| Figures in NRs Thousand |
|
S.N. |
Particulars |
This Quarter Ending |
Previous Quarter Ending |
Corresponding Previous Year Quarter Ending |
1 |
Total Capital & Labilities (1.1 to 1.7) |
1,031,658.35 |
1,060,990.73 |
874,609.84 |
1.1 |
Paid up Capital |
84,000.0 |
67,200.0 |
56,000.0 |
| 1.1.1 |
Paid up capital |
67,200.0 |
67,200.0 |
56,000.0 |
| 1.1.2 |
Advance share capital |
16,800.0 |
- |
- |
1.2 |
Reserves & Surplus |
50,036.07 |
39,105.01 |
41,057.53 |
1.3 |
Debenture and Bond |
- |
- |
- |
1.4 |
Borrowing |
66,635.61 |
43,619.18 |
15,747.66 |
1.5 |
Deposits (a+b) |
777,953.04 |
815,664.93 |
700,648.57 |
| |
a. Domestic Currency |
777,953.04 |
815,664.93 |
700,648.57 |
| |
b. Foreign Currency |
- |
- |
- |
1.6 |
Income Tax Liability |
- |
- |
- |
1.7 |
Other Liabilities |
53,033.63 |
95,401.61 |
61,156.19 |
2 |
Total Assets (2.1 to 2.7) |
1,031,658.35 |
1,060,990.73 |
874,609.84 |
2.1 |
Cash & Bank Balance |
46,566.02 |
42,929.85 |
101,095.02 |
2.2 |
Money at call and short notice |
- |
- |
- |
2.3 |
Investments |
49,200.00 |
36,400.00 |
35,000.00 |
2.4 |
Loans and Advances |
800,134.26 |
834,113.48 |
698,721.16 |
2.5 |
Fixed Assets |
111,806.57 |
112,513.75 |
5,852.94 |
2.6 |
Non Banking Assets |
6,912.48 |
10,478.48 |
15,563.65 |
2.7 |
Other Assets |
17,039.03 |
24,555.17 |
18,377.18 |
3 |
Profit & Loss Account |
Up to this Quarter |
Up to Previous Quarter
|
Up to Corresponding Previous Year Quarter |
3.1 |
Interest Income |
93,779.23 |
55,870.82 |
88,484.03 |
3.2 |
Interest Expenses |
56,072.12 |
40,091.31 |
48,417.98 |
| |
A. Net Interest Income (3.1 to 3.2) |
37,707.11 |
15,779.50 |
40,066.05 |
3.3 |
Fees, Commission and Discount |
- |
- |
- |
3.4 |
Other Operating Income |
7,950.37 |
6,161.12 |
5,939.63 |
3.5 |
Foreign Exchange Gain/Loss (Net) |
- |
- |
- |
|
B. Total operating Income (A.+3.3+3.4+3.5) |
45,657.48 |
21,940.62 |
46,005.68 |
3.6 |
Staff Expenses |
7,501.47 |
5,024.49 |
6,064.03 |
3.7 |
Other Operating Expenses |
8,836.46 |
5,333.10 |
7,834.80 |
|
C. Operating Profit Before Provision (B.-3.6-3.7) |
29,319.55 |
11,583.03 |
32,106.85 |
3.8 |
Provision for Possible Losses |
1,795.57 |
847.19 |
1,019.52 |
|
D. Operating Profit (C.-3.8) |
27,523.99 |
10,735.84 |
31,087.33 |
3.9 |
Non Operating Income/Expenses (Net) |
411.40 |
10.40 |
53.19 |
3.10 |
Write Back Of Provision for Possible Loss |
12,481.53 |
3,491.41 |
- |
| |
E. Profit from Regular Activities (D.+3.9+3.10 |
40,416.92 |
14,237.65 |
31,140.52 |
| 3.11 |
Extraordinary Income/Expenses (Net) |
- |
- |
- |
| |
F. Profit Before Bonus and Taxes (F+3.11) |
40,416.92 |
14,237.65 |
31,140.52 |
| 3.12 |
Provision for staff Bonus |
3,674.27 |
- |
2,830.96 |
| 3.13 |
Provision for Tax |
11,573.94 |
- |
8,917.51 |
| |
G. Net Profit/(Loss) (F.-3.12-3.13) |
25,166.72 |
14,237.65 |
19,392.05 |
4 |
Ratios (%) |
At the End of This Quarter |
At the End of Previous Quarter |
At the End of Corresponding Previous Year Quarter |
4.1 |
Capital fund to RWA |
13.63 |
12.02 |
14.50 |
4.2 |
Non Performing Loan (NPL) to Total Loan |
0.58 |
1.07 |
1.56 |
4.3 |
Total Loan Provision to Total NPL |
271.09 |
193.21 |
138.77 |
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