Interest Rates :: Shree Investment & Finance Co. Ltd.

Interest ratess

SIFCO has developed tailor-made and highly attractive schemes for mobilization of fixed deposits and for lending. Following are the schemes and interest rates.

Deposits Schemes

Fixed Deposit Scheme
Recurring Deposit Scheme
Money Multiplier Deposit Scheme
Saving Deposit MM (Interest on Monthly Minimum Balance)
Saving Deposit DB (Interest on Daily Balance)

::	Deposit Scheme
	Fixed Deposit	Monthly Payment	Quarterly Payment	Half Yealy Payment	Annual Payment
	3 months	-	5.50%	-	-
	6 months	-	5.75%	-	-
	9 months	-	6.00%	-	-
	1 years	6.75%	6.95%	7.00%	7.05%
	2 years	7.00%	7.20%	7.25%	7.30%
	3 years	7.25%	7.45%	7.50%	7.55%
	4 years	7.50%	7.70%	7.75%	7.80%
	5 years	7.75%	7.95%	8.00%	8.05%
	6 years	8.00%	8.20%	8.25%	8.30%

	Saving Schemes
	Daily Saving Scheme	5.75%	6.00%
	Monthly Saving Scheme	6.00%	6.25%

Loan And Advances

Business Finance
Real Estate Loan

Purchase of residential building/flat.

Construction of residential building
Construction of Commercial Complex
Purchase of residential plots

Hire Purchase
Educational Loans
Loan against shares, government bonds & debentures.
Short Term Finance for Working Capital requirement

Bridge Financing

Consortium Financing

Non-fund based limits (Issue of Guarantees)

::	Hire Purchase	Interest rates per annum
	Autos & related to transportation	12.0 - 14.00%
	Mechanary Equipments	12.0 - 14.00%
	House hold products or the fixed assets	12.0 - 14.00%

::	Housing Loan
	Personnel land purchasing and building house	12.0 - 14.00%
	Corporate land purchasing and building house	12.0 - 14.00%
	Loan for Corporate Store Building	12.0 - 14.00%
	Loan for Building Maintenance & Services	12.0 - 14.00%

::	Term Loan
	Loan for Agriculture and related part	12.0 - 14.00%
	Loan in against Industrial Fixed and Current Assets	12.0 - 14.00%
	Trade loan	12.0 - 14.00%
	Education & Health loan	12.0 - 14.00%
	Tourism Loan	12.0 - 14.00%
	Loan for Hydropower Infrastructures	12.0 - 14.00%

::	Foreign Employment Loan	12.0 - 14.00%
::	Project Financing	12.0 - 14.00%
::	Consumer/Personnel Loan	12.0 - 14.00%
::	Loan in against fixed deposit (plus)	12.0 - 14.00%
::	Loan in against Government Securities	12.0 - 14.00%